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  • Is housing affordability deteriorating for low- and middle-income citizens in Turkey?
  • Using descriptive analysis, changes in housing permits, house prices, mortgage rates, and homeownership rates are discussed as they relate to housing affordability for low- and middle-income citizens. The findings of the study show that housing affordability is deteriorating especially for low- and middle-income citizens in Turkey.
  • Should housing affordability be a priority in Turkey?
  • It should be noted that housing affordability should be an ongoing priority for citizens in Turkey, as it is in many developed countries, such as Canada, Australia, and New Zealand.
  • Is housing affordable in Turkey?
  • The authors propose social policy measures to reduce income and wealth inequality and increase the supply of affordable housing. Similarly, Coşkun (2021) also reports that housing is not affordable in Turkey and in three major cities such as Istanbul, Ankara, and Izmir, except for the highest income groups.
  • How many slum transformation housing projects have been completed in Tok?
  • Urban renewal projects of TOKİ continue throughout the country, especially in Istanbul, Ankara and Izmir. A total of 179 thousand housing units have been transformed so far, and the tenders for 14.128 slum transformation housings have been completed in 2021.
  • Is affordable housing policy a citizen-oriented policy in Turkey?
  • Given the high proportion of minimum wage earners in Turkey, affordable housing policy is indeed a citizen-oriented policy with high public benefits.
  • Why does Turkey have a lack of affordable housing?
  • Similarly, difficulties in acquiring land, the lack of access to long-term mortgage finance, and the high cost of building materials are some of the factors contributing to the lack of affordability of housing in Turkey.